Wesly’s goal is to make your home financing experience as easy as possible. With over 10 years of experience in home financing and nearly 10 years of experience in the IT field, Wesly seeks to streamline your home financing experience. Whether you are purchasing or refinancing, Wesly has the knowledge, wisdom, and experience to get the job done quickly, efficiently and as painless as possible. Wesly has experience in Conventional, FHA, VA, USDA and Jumbo lending as well as new construction, foreclosures, condos, debt consolidation, Non-QM loans and owner financing. Wesly’s great customer service, his patience with new home buyers and his “never give up” attitude coupled with his out-of-the-box thinking are some of the reasons why he has so many repeat customers. Please feel free to contact Wesly via phone, text or email to discuss your financing needs.
NMLS ID # 862840
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.