I’ve lived in the Orlando area for several years and currently reside in Winter Garden. I’m originally from a small town in Alabama and have grown to love the variety of experiences and opportunities that Central Florida has to offer. In a small town, you generally interact with the same people on a regular basis and the experiences that you have in business feel as though they have a personal touch. I strive to deliver that same personal touch to my clients so they feel more relaxed and know that they have a team doing all they can to help them achieve their dream of homeownership.
You can start your application online or request a call to answer any questions that you may have about the mortgage process. If this is your first time buying, I’m always happy to help you to set goals and expectations to qualify for a home mortgage. I look forward to the opportunity to help you purchase a new home or refinance your current home loan!
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.