I grew up on Long Island, NY in a large Italian family. When friends came over for dinner, I had to let them know my family wasn’t yelling; we just talk very loudly!
As a member of the United States Army Reservist Military Police Corp member this was my introduction to a law enforcement career where I now have a successful twenty-plus years career in Corrections and am currently a Captain.
My wife Katrina and I have been together for twenty-one years and were married in August 2016. I love spending time with family and friends, cooking, riding bikes, playing golf, going on cruises, and vacationing at beach destinations. My next big adventure will be purchasing a travel trailer and exploring all federal and state parks throughout the United States.
I plan to retire from Corrections soon, but still want to work in a field where I can help people. What better way to help than getting someone into their own home? This goal led me into the mortgage loan field. Whether it’s helping someone finance their dream home, renovating their current home to make it their dream home, or refinancing their current loan for a better rate and saving them money, I am here to help through every step.
I am looking forward to being of service to you!
NMLS # 2249449
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.